Compare stocks · Microfinance
FMDBL vs JBLB: First Micro Finance Laghubitta Bittiya Sanstha and Jeevan Bikas Laghubitta Bittya Sanstha compared
On 24 Sep 2026, FMDBL (First Micro Finance Laghubitta Bittiya Sanstha Limited) closed at Rs 759.50 and JBLB (Jeevan Bikas Laghubitta Bittya Sanstha Ltd) at Rs 1,278.80. Over the past year, Rs 100 in FMDBL became Rs 91 and in JBLB Rs 117, adjusted for bonus shares.
JBLB is the larger company by market value, Rs 2,239 crore against Rs 1,021 crore. Cash dividends declared in the last 12 months yield 0.86% on FMDBL and 0.12% on JBLB at today’s price.
Close · 24 Sep 2026NEPSE published data, may be delayed
24 Sep 2026FMDBL Rs 100 → Rs 91 (close 759.50)JBLB Rs 100 → Rs 117 (close 1,278.80)
Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 24 Sep 2026.
| FMDBLFirst Micro Finance Laghubitta Bittiya Sanstha Limited | JBLBJeevan Bikas Laghubitta Bittya Sanstha Ltd | |
|---|---|---|
| Sector | Microfinance | Microfinance |
| Close, Rs | 759.50 | 1,278.80 |
| Today | +1.27% up | +0.29% up |
| Return, 1 month | +3.33% up | +2.62% up |
| Return, 1 year | −9.37% down | +17.04% up |
| 52-week range | 689.80 to 982.00 | 1,187.50 to 1,644.00 |
| Market value | Rs 1,021 cr | Rs 2,239 cr |
| Cash dividend yield | 0.86% | 0.12% |
| Latest dividends | 2081/82: 6.5% cash, 0% bonus | 2081/82: 0.737% cash, 14% bonus |
| Traded, last 30 days | Rs 43.87 cr | Rs 15.40 cr |
FMDBL and JBLB dividends, year by year
| Fiscal year | FMDBL | JBLB |
|---|---|---|
| 2081/82 | 6.5% cash | 0.737% cash, 14% bonus |
| 2080/81 | 0.47% cash, 9% bonus | 0.737% cash, 14% bonus |
| 2079/80 | 7.5% cash, 7.5% bonus | 0.737% cash, 14% bonus |
| 2078/79 | 1% cash, 19% bonus | 0.714% cash, 14.285% bonus |
| 2077/78 | 0.53% cash, 10% bonus | none |
As a percentage of paid-up value, as declared. Every dividend by year.
P/E, earnings per share and book value are not in the web data. The Punji app compares those too.
FMDBL or JBLB: questions
- Which is bigger, FMDBL or JBLB?
- JBLB is larger by market value: Rs 2,239 crore, against Rs 1,021 crore for FMDBL, at the close of 24 Sep 2026. Market value is the share price times the shares listed.
- Which has risen more over the past year, FMDBL or JBLB?
- Rs 100 in FMDBL became Rs 91 (−9.37%), and Rs 100 in JBLB became Rs 117 (+17.04%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
- Which pays a higher dividend, FMDBL or JBLB?
- FMDBL last declared 6.5% cash and 0% bonus for 2081/82; JBLB last declared 0.737% cash and 14% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
- Should I buy FMDBL or JBLB?
- Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
Also: FMDBL stock page, JBLB stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Valuation and earnings are in the app
The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.