Compare stocks · Microfinance
ALBSL vs FOWAD: Asha Laghubitta Bittiya Sanstha and Forward Microfinance Laghubitta Bittiya Sanstha compared
On 24 Sep 2026, ALBSL (Asha Laghubitta Bittiya Sanstha Ltd) closed at Rs 1,174.40 and FOWAD (Forward Microfinance Laghubitta Bittiya Sanstha Limited) at Rs 900.00. Over the past year, Rs 100 in ALBSL became Rs 122 and in FOWAD Rs 82, adjusted for bonus shares.
FOWAD is the larger company by market value, Rs 1,076 crore against Rs 943 crore. Cash dividends declared in the last 12 months yield 0.04% on ALBSL and nothing on FOWAD at today’s price.
Close · 24 Sep 2026NEPSE published data, may be delayed
24 Sep 2026ALBSL Rs 100 → Rs 122 (close 1,174.40)FOWAD Rs 100 → Rs 82 (close 900.00)
Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 24 Sep 2026.
| ALBSLAsha Laghubitta Bittiya Sanstha Ltd | FOWADForward Microfinance Laghubitta Bittiya Sanstha Limited | |
|---|---|---|
| Sector | Microfinance | Microfinance |
| Close, Rs | 1,174.40 | 900.00 |
| Today | −1.64% down | +0.78% up |
| Return, 1 month | +6.76% up | +0.44% up |
| Return, 1 year | +22.18% up | −17.81% down |
| 52-week range | 930.00 to 1,334.00 | 834.20 to 1,364.00 |
| Market value | Rs 943 cr | Rs 1,076 cr |
| Cash dividend yield | 0.04% | none in 12 months |
| Latest dividends | 2081/82: 0.5% cash, 9.5% bonus | 2081/82: 0% cash, 0% bonus |
| Traded, last 30 days | Rs 82.32 cr | Rs 9.63 cr |
ALBSL and FOWAD dividends, year by year
| Fiscal year | ALBSL | FOWAD |
|---|---|---|
| 2081/82 | 0.5% cash, 9.5% bonus | none declared |
| 2080/81 | 0.75% cash, 14.25% bonus | 0.3% cash, 13.3% bonus |
| 2079/80 | none | none declared |
| 2078/79 | none declared | 5% cash, 25% bonus |
| 2077/78 | none | 7% cash, 35% bonus |
As a percentage of paid-up value, as declared. Every dividend by year.
P/E, earnings per share and book value are not in the web data. The Punji app compares those too.
ALBSL or FOWAD: questions
- Which is bigger, ALBSL or FOWAD?
- FOWAD is larger by market value: Rs 1,076 crore, against Rs 943 crore for ALBSL, at the close of 24 Sep 2026. Market value is the share price times the shares listed.
- Which has risen more over the past year, ALBSL or FOWAD?
- Rs 100 in ALBSL became Rs 122 (+22.18%), and Rs 100 in FOWAD became Rs 82 (−17.81%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
- Which pays a higher dividend, ALBSL or FOWAD?
- ALBSL last declared 0.5% cash and 9.5% bonus for 2081/82; FOWAD last declared 0% cash and 0% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
- Should I buy ALBSL or FOWAD?
- Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
Also: ALBSL stock page, FOWAD stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Valuation and earnings are in the app
The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.