Compare stocks · Life Insurance
CLI vs NLIC: Citizen Life Insurance and Nepal Life Insurance Co. compared
On 24 Sep 2026, CLI (Citizen Life Insurance Company Limited) closed at Rs 440.00 and NLIC (Nepal Life Insurance Co. Ltd.) at Rs 745.00. Over the past year, Rs 100 in CLI became Rs 94 and in NLIC Rs 102, adjusted for bonus shares.
NLIC is the larger company by market value, Rs 7,063 crore against Rs 2,200 crore. Cash dividends declared in the last 12 months yield 4.55% on CLI and 2.15% on NLIC at today’s price.
Close · 24 Sep 2026NEPSE published data, may be delayed
24 Sep 2026CLI Rs 100 → Rs 94 (close 440.00)NLIC Rs 100 → Rs 102 (close 745.00)
Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 24 Sep 2026.
| CLICitizen Life Insurance Company Limited | NLICNepal Life Insurance Co. Ltd. | |
|---|---|---|
| Sector | Life Insurance | Life Insurance |
| Close, Rs | 440.00 | 745.00 |
| Today | +0.92% up | +0.22% up |
| Return, 1 month | +3.29% up | +5.39% up |
| Return, 1 year | −5.98% down | +1.72% up |
| 52-week range | 410.00 to 526.00 | 680.50 to 872.00 |
| Market value | Rs 2,200 cr | Rs 7,063 cr |
| Cash dividend yield | 4.55% | 2.15% |
| Latest dividends | 2081/82: 20% cash, 0% bonus | 2081/82: 16.05% cash, 5% bonus |
| Traded, last 30 days | Rs 20.10 cr | Rs 62.25 cr |
CLI and NLIC dividends, year by year
| Fiscal year | CLI | NLIC |
|---|---|---|
| 2081/82 | 20% cash | 16.05% cash, 5% bonus |
| 2080/81 | 1.42% cash, 26.984% bonus | 11.05% cash, 10% bonus |
| 2079/80 | 0.263% cash, 5% bonus | 21.05% cash |
| 2078/79 | none | none declared |
| 2077/78 | none | 15.79% cash |
As a percentage of paid-up value, as declared. Every dividend by year.
P/E, earnings per share and book value are not in the web data. The Punji app compares those too.
CLI or NLIC: questions
- Which is bigger, CLI or NLIC?
- NLIC is larger by market value: Rs 7,063 crore, against Rs 2,200 crore for CLI, at the close of 24 Sep 2026. Market value is the share price times the shares listed.
- Which has risen more over the past year, CLI or NLIC?
- Rs 100 in CLI became Rs 94 (−5.98%), and Rs 100 in NLIC became Rs 102 (+1.72%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
- Which pays a higher dividend, CLI or NLIC?
- CLI last declared 20% cash and 0% bonus for 2081/82; NLIC last declared 16.05% cash and 5% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
- Should I buy CLI or NLIC?
- Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
Also: CLI stock page, NLIC stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Valuation and earnings are in the app
The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.